Welcome to Budget2u (“we,” “us,” or “our”). This Privacy Policy outlines how we collect, use, maintain, and protect the information gathered from users (“you” or “your”) of the Budget2u wallet app.

1. Information We Collect

• Financial Information: We may collect financial information related to your transactions, expenses, income, and budgeting preferences within the app.

• Device Information: We automatically collect information about your device, including device type, operating system, IP address, and mobile network information.

2. How We Use Your Information

• Account Management: We use your personal information to create and manage your Budget2U account, provide customer support, and process transactions.

• Financial Analysis: We analyze your financial information to provide personalized budgeting advice, insights into your spending habits, and financial management tools.

3. Information Security

We implement industry-standard security measures to protect your personal and financial information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

4. Third-Party Services

Budget2U may integrate with third-party services such as financial institutions, payment processors, and analytics providers. Please review the privacy policies of these third parties for information on how they handle your data.

5. Data Retention

We retain your personal and financial information as long as necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required by law.

6. Your Choices

You have the right to access, update, or delete your personal information within the Budget2U app. You can also opt-out of receiving promotional communications from us.

7. Children’s Privacy

Budget2U is not intended for children under the age of 13. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us to request deletion.

8. Changes to Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be reflected on this page with a revised “Last Updated” date. It is your responsibility to review this Privacy Policy periodically for changes.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at [[email protected]].