Terms of Service

Welcome to Budget2U (“we,” “us,” or “our”). These Terms of Service (“Terms”) govern your use of the Budget2U wallet app and related services (“Services”). By accessing or using the Services, you agree to these Terms and our Privacy Policy. If you do not agree with any part of these Terms, please do not use the Services.

1. Eligibility

You must be at least 18 years old or the legal age of majority in your jurisdiction to use the Services. By using the Services, you represent and warrant that you meet these eligibility requirements.

2. Account Registration

  • You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account.

  • You agree to provide accurate, current, and complete information during the registration process and to update your information promptly if there are any changes.

3. Use of Services

  • You agree to use the Services solely for lawful purposes and in compliance with all applicable laws and regulations.

  • You agree not to engage in any activity that may disrupt the Services, violate the rights of others, or compromise the security of the Services.

4. Financial Information

  • Budget2U provides tools for managing your financial information, including transactions, expenses, income, and budgeting preferences.

  • You are responsible for the accuracy and completeness of the financial information you input into the Services.

5. Privacy and Security

  • We are committed to protecting your privacy and data security. Please review our Privacy Policy to understand how we collect, use, and protect your information.

  • While we implement security measures to protect your data, no method of transmission over the internet or electronic storage is 100% secure. You use the Services at your own risk.

6. Intellectual Property

All intellectual property rights in the Services and its content (including logos, icons, text, and software) are owned by or licensed to us. You may not use, reproduce, or distribute any part of the Services without our prior written consent.

7. Termination

We reserve the right to terminate or suspend your access to the Services at any time without prior notice if you violate these Terms or engage in prohibited activities.

8. Changes to Terms

We may update or modify these Terms at any time, and such changes will be effective upon posting on the Services. Your continued use of the Services constitutes acceptance of the revised Terms.

9. Limitation of Liability

  • We are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Services, including but not limited to loss of data, loss of profits, or interruption of services.

  • In no event shall our total liability to you for all claims arising from or related to the Services exceed the amount paid by you, if any, for using the Services.

10. Contact Us

If you have any questions or concerns about these Terms or the Services, please contact us at [[email protected]].